Terms and Conditions
Last updated: May 22, 2024
Please read these Terms and Conditions carefully before using Our Service.
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Definitions
For the purposes of these Terms and Conditions:
Affiliate means an entity that controls, is controlled by, or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.
Country refers to: California, United States.
Company (referred to as either “the Company,” “We,” “Us,” or “Our” in this Agreement) refers to Joanna chavez.
Business Owner refers to .
Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
Service refers to the Website, services, forms, landing pages, booking calendars, SMS communications, and related digital properties operated by the Company.
Terms and Conditions (also referred to as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
Third-party Social Media Service means any services or content (including data, information, products, or services) provided by a third party that may be displayed, included, or made available by the Service.
Website refers to jchomesloans.com.
You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Acknowledgment
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms apply to all visitors, users, leads, prospects, customers, and others who access or use the Service.
By accessing or using the Service, You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms, then You may not access or use the Service.
Age Requirement (18+)
You represent and warrant that You are at least eighteen (18) years of age.
The Company does not knowingly permit individuals under the age of 18 to access or use the Service, submit personal information, or opt in to SMS communications.
If You are under 18, You may not use this Service or provide personal information, including a mobile phone number.
Privacy Policy
Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company.
Our Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your personal information, including SMS and mobile data, and explains Your privacy rights and how the law protects You.
Please review the Privacy Policy carefully before using Our Service.
SMS Messaging Terms (A2P / 10DLC / GoHighLevel Compliance)
This section is intended to comply with application-to-person (A2P) messaging regulations, carrier requirements, and GoHighLevel Trust & Safety policies.
SMS Program Description
By providing your mobile phone number and opting in, You agree to participate in the Company’s SMS messaging program operated by Joanna chavez.
SMS and/or MMS messages may be sent using automated technology.
SMS Use Cases
SMS messages sent by the Company may include, but are not limited to:
Account-related notifications
Responses to inquiries submitted through forms or landing pages
Appointment confirmations, reminders, and follow-ups
Updates regarding services, applications, or requests
Customer support and conversational messages
Marketing, promotional, or informational messages related to the Company’s services
Message frequency may vary depending on Your interaction with the Service.
SMS Opt-In Consent
You expressly consent to receive SMS messages from Joanna chavez by:
Submitting your phone number on a website form or landing page
Booking an appointment or consultation
Requesting information or services
Providing verbal or written consent where permitted by law
Consent to receive SMS messages is not a condition of purchase.
Message Frequency Disclosure
Message frequency may vary. Some users may receive multiple messages per month depending on engagement, while others may receive fewer messages.
Message & Data Rates
Message and data rates may apply depending on your mobile carrier, device, and plan. The Company is not responsible for any charges billed by your carrier.
Opt-Out Instructions
You may opt out of SMS communications at any time by replying:
STOP – to unsubscribe from messages
HELP – for assistance or additional information
After opting out, You will no longer receive SMS messages unless You explicitly opt back in.
Carrier Liability Disclaimer
Mobile carriers are not liable for delayed, undelivered, misdirected, or blocked messages.
SMS Data Use & No Sharing Policy
The Company respects Your privacy.
Mobile phone numbers, SMS opt-in data, and consent records are not sold, rented, shared, or disclosed to third parties for marketing or promotional purposes.
Mobile information is used solely for the purposes described in these Terms and the Privacy Policy, including service delivery, customer communication, and compliance with legal obligations.
Customer Support (SMS)
For questions or assistance related to SMS communications, You may contact:
Email: [email protected]
Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by the Company.
The Company assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that the Company shall not be responsible or liable for any damage or loss caused by or in connection with the use of such third-party websites or services.
Termination
We may terminate or suspend Your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including if You breach these Terms.
Upon termination, Your right to use the Service will cease immediately.
Limitation of Liability
To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to Your use of the Service or SMS communications.
“AS IS” Disclaimer
The Service is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, whether express or implied.
Governing Law
These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to conflict of law provisions.
Changes to These Terms
We reserve the right to modify or replace these Terms at any time. Changes will be effective when posted on this page.
Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
Contact Us
If You have any questions about these Terms and Conditions, You may contact us at:
Business Name: Joanna chavez
Business Owner:
Email: [email protected]